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Larry Fink’s Warning: You’re Focused on AI, Money’s Moving to Wallets

Larry Fink (BlackRock) just said the quiet part out loud: we’re obsessing over AI while the real money story is wallets + tokenization. He’s right.

What changes next:

  • Wallets > accounts: yield, pay, and collateral in one tap.

  • Settlement = software: tokenized dollars/treasuries move 24/7 with finality.

  • Networks pivot: less swipe tolls, more identity/fraud/compliance rails.

For operators: cap tables on-chain, closes in days (not quarters), investor telemetry in real time, global participation by default.

This is exactly what we build at SmartBlocks.xyz—tokenizing real assets with compliance baked in.

Question: What’s the first thing you’d want in your wallet—dollars with yield or ETF shares you can actually spend?

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