Larry Fink (BlackRock) just said the quiet part out loud: we’re obsessing over AI while the real money story is wallets + tokenization. He’s right.
What changes next:
Wallets > accounts: yield, pay, and collateral in one tap.
Settlement = software: tokenized dollars/treasuries move 24/7 with finality.
Networks pivot: less swipe tolls, more identity/fraud/compliance rails.
For operators: cap tables on-chain, closes in days (not quarters), investor telemetry in real time, global participation by default.
This is exactly what we build at SmartBlocks.xyz—tokenizing real assets with compliance baked in.
Question: What’s the first thing you’d want in your wallet—dollars with yield or ETF shares you can actually spend?










